AAA College Planning Center 1-888-422-2536
The AAA Student Lending Program is dedicated to providing families with the essential tools, resources and guidance needed for college planning and financing. Our Student Lending Specialists can help you understand financial aid and the loan options available to each student. We are committed to offering access to both Federal and Private student loans.
New Private loan available through the AAA Student Lending Program
SunTrust Bank offers private educational loans to help AAA members and their families fill the gap if federal loans, scholarship, and grants don't cover all of your college expenses.
Academic Answer® Loans are available for both undergraduate and graduate students enrolled at least half-time at an eligible institution.
- Graduation Reward1 - $300 Principle Reduction per loan at graduation
- 0.25% Interest Rate Reduction for automatic withdrawals2
- Defer payments while in school3
- Cosigner release available4
Federal Loans
Stafford, Plus, and GradLoans
Private Loans
Undergrad, Grad, and RI
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Loans and the AAA Student Lending Program offered through AAA Southern New England Bank. Rates and terms are subject to change or termination without notice. Loans subject to satisfactory credit approval and Federal government eligibility requirements. Other loans and terms available. Federal PLUS Loan borrowers are eligible for a 0.25% interest rate reduction if borrower elects to have monthly payments transferred electronically from a checking account. Interest rate reduction will begin when automatic payments start and will continue in effect as long as automatic payments continue without interruption. Interest rate will increase automatically by 0.25% if borrower does not make automatic electronic payments or if such payments are cancelled, rejected or returned for any reason.
Federal Stafford Loan interest rate is reduced by .25% if borrower elects to have monthly payments transferred electronically from a checking account. Interest rate reduction will begin when automatic payments start and will continue in effect as long as automatic payments continue without interruption. Interest rate will increase automatically by .25% if borrower does not make automatic electronic payments or if such payments are cancelled, rejected or returned for any reason.
SunTrust is a federally registered service mark and Academic Answer is a federally registered trademark of SunTrust Banks, Inc. Please note that SunTrust Bank recommends you consider all aid alternatives including grants, scholarships, and Federal loans (Stafford, PLUS and Grad PLUS), prior to applying for private student loans, such as the Academic Answer Loan.
1 Proof of graduation required. 2 The 0.25% rate reduction is available to borrowers who arrange to automatically deduct monthly payments from their bank account. 3 Interest will continue to accrue while your payments are deferred, and it will be capitalized (added to your principal loan balance) when repayment begins. 4 Borrower must meet credit criteria at the time of request for cosigner release.
